Skip to Body


NHS is a nonprofit neighborhood revitalization organization committed to helping homeowners and strengthening neighborhoods throughout Chicago, South Suburban Cook County & Elgin. Neighborhood Lending Services (NLS), an NHS-affiliated corporation, is Illinois’ largest nonprofit lender for homeowners and new home buyers. Whether you are interested in free Home Buyer Education classes, a fixed-rate loan to buy a home, would like to fix up your home, or are trying to save your home from foreclosure, NHS has the expert help you need.

Our Mission

To create opportunities for people to live in affordable homes, improve their lives, and strengthen their neighborhoods.

We do this by:

  • Educating and preparing new homeowners for success
  • Lending to help people buy, fix and keep their homes
  • Sustaining homeownership through foreclosure intervention services
  • Preserving, rehabbing and investing in housing
  • Building powerful and enduring community partnerships

Since it began in 1975, NHS has:

  • Served 234,946 families, 
  • Loaned more than $644 Million to borrowers to buy, fix or keep their homes, 
  • Educated 44,090 potential new home buyers, 
  • Created 5,422 new homeowners, 
  • Provided foreclosure counseling and education to 33,939 homeowners, 
  • Saved 10,423 families from foreclosure, 
  • Recovered/stabilized 1,698 troubled properties 

NHS in 2014-2015: