Frequently Asked Questions

What is Neighborhood Housing Services of Chicago, Inc. (NHS)?

What does NHS do?

Where does NHS work?

How does NHS revitalize neighborhoods?

How is NHS funded?

How can I support and get involved in NHS?

What is NeighborWorks America?


Q:  What is Neighborhood Housing Services of Chicago, Inc. (NHS)?

Established in 1975, NHS is a nonprofit, neighborhood revitalization organization committed to helping homeowners and strengthening neighborhoods. Neighborhood Lending Services, Inc. (NLS), an NHS-related corporation, is Illinois’ largest nonprofit lender for new homebuyers and homeowners. NHS is committed to providing Chicago and Elgin residents affordable resources so they can buy, fix, and keep their homes. [return to top]


Q:  What does NHS do?

NLS provides loans to borrowers in Chicago and Elgin who want to purchase a home, fix up their home, or refinance and fix up their homes. LEARN MORE… . NHS offers free, weekly homebuyer education classes in English and Spanish at several locations in Chicago and Elgin. NHS’ Homeownership Consultants work with individual homebuyers to help them get ready to purchase and to get pre-approved for financing with a good loan.  Homeownership Consultants also work with people in danger of losing their homes, offering free one-on-one counseling and Fix Your Mortgage events to give homeowners options to prevent foreclosure.

The NHS Redevelopment Corporation reclaims vacant properties by buying them, fully rehabbing them using “green” building practices, and then selling them to new homeowners. [return to top]


 Q:  Where does NHS work?

NHS works in neighborhoods throughout the City of Chicago and, since 2007, Elgin. NHS promotes community development through eight neighborhood-based offices offering homeownership, lending, and rehab services: Auburn Gresham/Englewood, Back of the Yards/Garfield Boulevard, Chicago Lawn/Gage Park, North Lawndale, Roseland, South Chicago, West Englewood, West Humboldt Park, and NHS of the Fox Valley in Elgin; and to the entire City of Chicago through its citywide office on Milwaukee Avenue. View Neighborhood Map.  [return to top]


 Q:  How does NHS revitalize neighborhoods?

NHS partners with neighborhood residents, block clubs, financial institutions, insurance companies, the City of Chicago, the City of Elgin, Kane County, corporations and foundations to help working families become homeowners and to protect and preserve their single biggest investment—their homes.

NHS neighborhood offices provide insurance and financial counseling, homebuyer preparation, foreclosure prevention services, and rehabilitation and lending assistance. NHS uses these resources to stimulate reinvestment and restore confidence in a neighborhood. Since 1975, NHS has leveraged investment of more than $1.1 billion in Chicago’s neighborhoods. [return to top]


 Q:  How is NHS funded?

NHS receives support through contributions from individual and corporate donors, from its lending activity, and from fees for services provided under various contracts with government and other partners. We are most grateful for the generous contributions of our partners. For a list of NHS financial supporters, click here. [return to top]


 Q:  How can I support and get involved in NHS?

There are many ways to help NHS transform neighborhoods. NHS has volunteer events throughout the year and welcomes organizations, schools, and churches to get involved.  You also may make a tax-deductible contribution on-line. At NHS, 83% of every dollar contributed goes directly to NHS programs. Additionally, you may sign up for E-News on the home pageE-mail us, or Volunteer.  [return to top]


 Q: What is NeighborWorks America?

NHS is a charter member of the NeighborWorks® Network, a national partnership of more than 230 community development organizations chartered by the Neighborhood Reinvestment Corporation, doing business as NeighborWorks® America. [return to top]