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NHS Chicago

has created thousands of new homeowners through our Home Buyer Education classes and one-on-one consultations.

 

"The class was great. It focused on things you don't think about as a person new to the experience of buying a home."
-Jennifer

Step 1 Home Buyer Education

  • Great information and resources no matter where you are in the buying process.
  • Classroom and online options available in English and Spanish.
  • Receive a certificate of completion, often required for Down Payment Assistance programs.
  • NHS is a HUD-Approved housing counseling agency.

Step 2 One-on-one Consultations

  • Review your credit report and develop a working budget.
  • Obtain a mortgage readiness assessment to determine how much you can afford.
  • Review down payment and closing cost options.

Step 3 Apply for a Mortgage Loan

  • NHS homeownership consultants work with many  lenders  across the region to help you find the best loan products.
  • Neighborhood Lending Services, Inc. (NLS) is an Illinois state-licensed, non-profit mortgage lender that may be able to help you with an affordable, fixed-rate mortgage product that fits your situation.

  • NHS homeownership consultants work with many  lenders  across the region to help you find the best loan products.
  • NHS homeownership consultants work with many  lenders  across the region to help you find the best loan products.