Established in 1975, NHS is a nonprofit neighborhood revitalization organization committed to helping homeowners and strengthening neighborhoods. Our mission is to create opportunities for people to live in affordable homes, improve their lives, and strengthen their neighborhoods. NHS is a successful nonprofit because of the support of many stakeholders committed to helping homeowers and strengthening neighborhoods.

If you are struggling to make your monthly mortgage payment, don’t panic. In Illinois, it can take 12-15 months for a foreclosure to be completed.  Don’t delay, call your lender or NHS as soon as you can. NHS offers free foreclosure prevention counseling and suburban “Keep Your Home” events throughout Chicagoland. Gather the required documents and see if you qualify for a loan modification. 

Whether you would like to buy your first home or fix up your home, Neighborhood Lending Services, Inc. (NLS) is here to help you! There are affordable fixed-rate loans for purchase (3% down payment, no private mortgage insurance), home improvement, and refinance.  Our loan specialists work with borrowers throughout the City of Chicago and the City of Elgin, and can help you identify the most affordable mortgage products.

Buying a home can be confusing and scary… NHS’ free homebuyer education classes discuss the pros and cons of owning a home, budgeting and cash flow management, and much more.  Offered in English and Español, our classes are taught by NHS HUD-certified counselors in several locations throughout Chicago and Elgin.

Interested in buying a home? The NHS Redevelopment Corporation “NHSRC”, an NHS-affiliated nonprofit corporation, has high-quality rehabbed homes and newly-built homes and two-flats for sale and rent throughout Chicago.  NHSRC stabilizes neighborhoods by securing vacant properties, rehabs homes using “green” building practices, and affordably sells to homeowner-occupants. NHSRC also develops multi-family housing and manages rental housing.

Whether you are interested in free homebuyer education classes, a fixed-rate loan to buy a home, would like to fix up your home, or are trying to save your home from foreclosure, NHS has the expert help you need.  NHS is a nonprofit, HUD-certified counseling organization that gives Chicago and Elgin residents the tools they need to Buy, Fix, and Keep Their Homes. 

Since 1975, NHS has strengthened low- and moderate-income neighborhoods through successful partnerships with residents, block clubs, financial institutions, insurance companies and other key partners. NHS works in eight neighborhood-based offices in Chicago and Elgin, offering homeownership, lending, and rehab services to help people Buy, Fix, and Keep Their Homes.